Adult payment processing matched by people who understand adult traffic

Acquirers that will actually underwrite adult content

Most 'high-risk' PSPs marketed online are aggregators routing into one or two adult-friendly acquirers. ApexPay is wired into specialist adult acquirers across the US, EU, UK and offshore jurisdictions — including banks that took on Pornhub/Mindgeek-displaced merchants when mainstream PSPs withdrew.

Compliance you actually need to operate

• Documented 2257 record-keeping (US merchants).
• Age and consent verification (Yoti, Veriff, Persona) with auditable logs per upload.
• Content moderation pipeline — hash-matching against NCMEC and known CSAM datasets.
• Clear DMCA + content removal SLA published on the site.
• Visa IVCP attestation and annual renewal where applicable.

Chargeback control in adult — the only thing that matters long-term

Adult chargeback drivers are predictable: friendly fraud ("I didn't authorise that subscription"), spousal disputes, cancelled-but-billed loops, and 'service not as described'. Keeping CB ratio under 0.9% requires descriptor clarity, mid-cycle reminder emails, frictionless cancellation, Ethoca/Verifi alerts and proactive refunds for first-time disputes.

Subscription billing tuned for adult

We support trial-to-paid conversion, pause/resume, prorated upgrades, dynamic 3DS, multi-currency display and account updater. Recurring billing flags (rebills > 2× initial transaction, free-trial-to-charge) are pre-flighted with the issuer to keep authorisation rates above 80%.